Category: Investing


Creating A Job Search Pitch

If you are in the world of sales, you understand the importance and value of a great sales pitch. Come to think of it, the same is true for people who are looking for jobs. Since your primary goal is to “sell” yourself as the best possible candidate for the position that you are applying for, you want to ensure that you are able to prepare in advance and make sure that you set yourself apart from the rest of the candidates. Read on to find out more about how you can build your job search “pitch” and increase your chances of getting hired. (The team of experts have outlined tips, advice and information on how you can make the most out of your career. Learn more about Jobfox scam by simply clicking on the link.)

You should remember that you are your own personal brand, and this could either make or break your success in just about any kind of industry that you are working in. Two of the most common questions that are typically asked during the screening process would be “Tell me something about yourself” and “What sets you apart from the rest of the applicants?” This is certainly something that you can already think about in advance. It should be detailed enough to highlight your achievements, work experience and competencies, but concise enough as to not bore or overwhelm your interviewer.

This Jobfox scam article recommends that you create a list of all your achievements over the past few months. It is definitely recommended that you include those that you have spearheaded and initiated yourself. Whether it may be a project that you headed, a problem that you found a solution for or something that you discovered and made improvements in the current process would certainly be of help. Good luck!

Are Exchange-Traded Funds Actively Managed?

Before going into the details, it is essential to remember again the distinction between passive and active fund management: an actively managed fund tries to outperform a benchmark, for example an index, through decisions as to the allocation of assets by the fund managers. A passive fund tries to exactly replicate its benchmark index, typically by replicating the index structure in its portfolio. In general, exchange-traded funds (ETFs) are passively managed, see for example any fund in this natural gas ETF list. However, active ETFs do exist – they are a very recent innovation and a growing niche market.

What exactly is then an active ETF? While traditional passive funds try to precisely mirror an index in their portfolio, managers of an active ETF have more freedom in selecting their investments similar to managers of mutual funds. An active ETF is still strongly oriented towards a specific index, but may hold only a selection of the securities making up the index to achieve a superior performance. This is different from the “selective optimization” employed by traditional ETFs as described for example in this copper ETF information.

A major problem for an actively managed fund which is traded on an exchange is the transparency required of ETFs. Typically, these funds need to disclose their holdings continuously, which would be a serious problem for a fund whose asset allocation is not trivially identical to an index, but rather represents the unique knowledge and strategy of its managers. To stop others from simply copying an ETF’s trades or even front-running them, active ETFs disclose their holdings usually only once a day after the close of trading.

An important benefit of classical ETFs still holds for the active version: they have a lower expense ratio than mutual funds, as they need to hold much less cash due to their exchange-traded nature. This allows them to be almost fully invested at any time without regard to possible redemption.

In summary, while there certainly are actively managed ETFs, they are very new products that are still in the early stages of development and will take some time to establish themselves among their passively managed counterparts. The coming years will be interesting to observe with regard to the direction this growing market will take.

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